Find a Loan for you

Loans

Whether it’s for a much needed holiday, spruce up your home or a new car - we can offer you a fair and affordable loan.

Our loans have straightforward terms and conditions, do not carry any hidden fees or charges, and are offered with flexible repayment options.

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Our Loans at a glance

Agri Loan 6.75%

Agri Loan 6.75%

Offering our farming community a opportunity to avail of a low interest loan for their agriculture needs

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Renovate Loan 7%

Renovate Loan 7%

Whether you are upgrading to be more energy efficient, adding an extension or finishing the outside.

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Special Car Loan 6%

Special Car Loan 6%

Whether you are upgrading your car, going green, buying near to new or brand new.

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Student Loan 4%

Student Loan 4%

Helping you reach your educational goals, whatever your needs to further your education may be.

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Secured Loan 6.75%

Secured Loan 6.75%

The more you have in savings, the more you can borrow against them. Max. €30,000.

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Mortgage 5%

Mortgage 5%

Buy your own home, you can borrow from €40,000 up to €150,000 over 35 years.

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Standard/Personal Loan 10.5%

Standard/Personal Loan 10.5%

Borrow at a very competitive loan interest rate for holidays, weddings and more.

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Home Improvement Loan 10.5%

Home Improvement Loan 10.5%

If you’re thinking about making the house bigger, a garden makeover or an attic conversion.

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Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
6.98%
# Repayments
Total
APR
6.98%
# Repayments
Total
APR
6.98%
# Repayments
Total
APR
6.98%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Join using your Phone

Join using your Phone

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App, for free, to take full advantage of joining as you go.

Our benefits

Benefits of going with the Ballyshannon & Killybegs Credit union include:

We are willing to meet each members individual needs

Loans are insured at no cost to the member

Loan repayments are flexible, can be cleared early with no penalty

Loan term is 1 - 10 years

Mobile App and Online Access gives member more payment options and flexibility

Avail of DocuSign, sign all your documents from the comfort of your home

Ready to Apply?

Ready to Apply?

Click on "Apply Now" button to apply online and start your journey right now or call the branch 074 955 4455 and we can take the loan application over the phone.

We will require the most up to date payslip or 1 month bank statement/transactions from that date.