Current Account

WIN FLIGHTS TO MILAN - HOW TO ENTER

To celebrate our first year of Current Accounts with Ballyshannon & Killybegs Credit Union, we are offering members who have an active current account the chance to WIN flights for two to MILAN, in partnership with Ireland West Airport and Ryanair. PLUS we are giving members a cool €1000 spending money! To enter you must complete an entry form, you can enter online (see below tab), or enter at any branch counter or email marketing@bkcreditunion.ie to request an entry form.  Terms and conditions apply. All members who sign up for a current account since launch in May 2023 and are active can be entered into the draw, but must complete an entry form.  This is a free draw eligible only to active Current Account holders.  Staff, directors, volunteers, board and family members are prohibited from entering. The draw will take place in January 2025 and winners will be chosen in a live draw and notified directly. Flights are non transferable,  departing from Ireland West Airport and to be used in May 2025 subject to airline availability.  Members must be 18 years old at the time of travelling and hold a valid Passport. Full terms and conditions can be found here.

A Current Account with Ballyshannon & Killybegs Credit Union will save you money at €4 per month maintenance fee.  It is the only way to go if you want to store your salary in one convenient place, keep your savings in a separate shares account and avail of contactless payments. Are you a student, we offer Free Student Current Accounts. Apply today within your ONLINE Banking or drop into branch. Local people providing local financial services.

Free Student Current Account

Free Student Current Account

Sign up for your free current account within online banking

Concessions for OAPs

Concessions for OAPs

Senior Members aged 66 years and over will receive a fee concession where there is a verified date of birth on their account.

Free Juvenile Current Account

Free Juvenile Current Account

Members from the age of 12 and up can avail of a free Current Account. From age 16 juvenile accounts need to transfer to adult account. Mobile app will be available from 16 years and up

Safely Store your Salary to Manage your Payments In

Safely Store your Salary to Manage your Payments In

We can accept your Salary, Social Welfare Payments and Pensions - Its easy to Switch - Click here for Switcher Pack.

Fees & Charges

Fees & Charges

NO FEES for Students in full time education and over 66 years of age, click here for list of Ballyshannon & Killybegs CU Current Account Fees & Charges

Overdraft Facility Available

Overdraft Facility Available

When you open your account apply for an Overdraft facility, Ts & Cs Apply.

Fees & Charges
*This is a monthly fee. A full breakdown of our fees and charges can be found by clicking here. Please note, there may be some additional charges based on how you use your account. If you have more questions, why not chat to a member of our helpful staff by clicking here.

A safer, contactless way to pay

Say goodbye to excessive maintenance charges! You can now use your Apple device to pay with your Credit Union Debit Card wherever you see the Apple Pay or contactless logo in store, online or in-app.

Apple Pay

Say hello to Google Pay and Fitbit Pay

You can now use Google PayTM and Fitbit PayTM to make contactless payments wherever you see the contactless payment mark. Available now with your Current Account debit card from your Credit Union!

Google Pay Fitbit Pay

How to Get Started

If you are already registered for Online Access, simply login to your Online Account and select New Current Account from the balances screen to open an account alternatively call into our offices and you can open an account in branch.

If you are not registered for Online Access, please register first.

Not A Member? Not A Problem

Apply for membership either online or in branch.

Join On-the-Go

Join On-the-Go

You can join using your smartphone or tablet device. Simply download our Mobile App and take full advantage of joining on the go.

Join in Branch

Join in Branch

No time to download our app? Become a member by speaking to a member of our staff, or visiting one of our branches.

Documents/Useful Links

More information on Current Account

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879.