Borrow up to €40,000 - 10.5% (11.02% APR)

Standard/Personal Loan

  • We offer loans up to €40,000, so come to us for the amount you want to borrow
  • All loans are approved based on the ability to repay
  • If you've had trouble in the past that doesn't necessarily stop you getting a loan
  • Interest rate is variable and your repayments can vary as long as you meet the minimum repayment amount
  • More competitive interest rates than a payday loan or doorstep lender
  • Repayments to suit you - weekly, fortnightly or monthly
  • No application fees or early repayment charges
Apply Now

Loan Application Process

Become a Member

Become a Member

Join the Credit Union and avail of numerous tailored benefits, outstanding customer service and amazing community

Calculate your Loan

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly, or monthly using our online calculator

Apply for a Loan Online

Apply for a Loan Online

Apply for your loan from the comfort of your home with our new online loan application. Upload all your loan documents through our mobile app - no paper no stress!

Sit back and relax

Sit back and relax

Voilá! You are done! Our team are now reviewing your application, we will be in touch shortly to confirm your loan application.

Standard/Personal Loan 10.5% (11.02% APR)

Representative Example

A representative example is a term used in financial regulations. The example will help to show you the typical costs associated with a loan for a certain amount.

Loan Amount

€15,000

Loan Term

5 years

Rate of Interest - APR

11.02%

Monthly Repayment

€322

Total Interest

€4,345

Total Cost of Credit

€19,345

Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
11.02%
# Repayments
Total
Apply for Loan
€
APR
11.02%
# Repayments
Total
Apply for Loan
€
APR
11.02%
# Repayments
Total
Apply for Loan
€
APR
11.02%
# Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Join using your Phone

Join using your Phone

We’ve created an intelligent and secure method for you to become a member directly through your mobile phone. All you have to do is download our Mobile App, for free, to take full advantage of joining as you go.

Our benefits

Benefits of going with the Ballyshannon & Killybegs Credit union include:

We are willing to meet each members individual needs

Loans are insured at no cost to the member

Loan repayments are flexible, can be cleared early with no penalty

Loan term is 1 - 10 years

Mobile App and Online Access gives member more payment options and flexibility

Avail of DocuSign, sign all your documents from the comfort of your home

Ready to Apply?

Ready to Apply?

Click on "Apply Now" button to apply online and start your journey right now or call the branch 074 955 4455 and we can take the loan application over the phone.

We will require the most up to date payslip or 1 month bank statement/transactions from that date.