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  • Careers - Lending Manager
Careers - Lending Manager

11 July 2025

Careers - Lending Manager

Job Title:         Lending Manager
Reporting to:   CEO


Ballyshannon & Killybegs Credit Union Limited is a progressive and growing community-based Credit Union serving 16,000 Members from five offices in Ballyshannon, Killybegs, Ardara, Pettigo and Glenties, County Donegal. The Credit Union has 19 employees  and manages assets in excess of €80m. The vacancy arises due to an internal promotion.

Reporting to the CEO, the main responsibilities of the Lending Manager are to:

  • Oversee and lead the Lending and business development / marketing functions.
  • Assess and approve loans in accordance with the regulations and credit policy.
  • Ensure the appropriate credit policies, systems, procedures and practices are operating efficiently and effectively.
  • Ensure compliance of the overall lending function within the parameters of the credit policy, risk appetite and regulations.
  • Review the loan portfolio regularly to identify emerging risks, trends or opportunities for growth.
  • Develop new lending products, prepare analysis and business cases for approval that are consistent with the overall credit union ethos.
  • Build a roadmap of strategic and tactical opportunities to develop the product set of the credit union.
  • Take responsibility for the motivation, performance management and personal development of the lending team.
  • Provide timely and adequate management reporting and develop KPIs to support the role.
  • Attend board and committee meetings as requested by the CEO or board and report (verbally and in writing) on aspects of credit union operation, where required.
  • Monitor product and service uptake in lending, identify trends, make recommendations and prepare detailed and costed proposals to enhance lending.
  • Manage the rollout of new lending products and services.
  • Manage the credit union’s relationship with all relevant external agencies related to lending.
  • Contribute as part of the management team to the overall development of the credit union.
  • Assist the CEO in the implementation of board policies and directives.
  • Take responsibility for all areas of internal control management in lending, including contributing to maintenance and enhancement of policies, procedures, standards and controls and adherence to regulatory requirements.
  • Assess loan applications, particularly in relation to mortgage, SME, sole trader, and agri lending.

The successful candidate will have:

  • A minimum of five years’ experience working in a lending function.
  • Minimum QFA or APA (Loans) qualification is required.
  • Experience in personal, SME / agri and mortgage lending.
  • A track record of service delivery and business growth.
  • Exceptional people management and motivational skills.
  • A detailed knowledge and understanding of credit unions, their operating principles and ethos.

The position of Lending Manager is a Controlled Function (CF) subject to the Central Bank of Ireland’s Fitness & Probity Standards and Minimum Competency Requirements.

Salary will be competitive and commensurate with experience and qualifications.
Ballyshannon & Killybegs Credit Union Limited is an Equal Opportunities Employer. 
Applicants will be shortlisted for interview.  Canvassing will disqualify.
Ballyshannon & Killybegs Credit Union Limited is regulated by the Central Bank of Ireland.


Please forward, Cover Letter and CV in confidence quoting reference LMG-01 by email to recruitment@odaconsulting.ie to arrive on or before Thursday, 31 July 2025.
 
O’DONOVAN ASSOCIATES
P.O. Box 8332
Blackrock Business Park
Co. Dublin
Email:       recruitment@odaconsulting.ie
Tel:          01-2104952

Applications to O’Donovan Associates only.
Canvassing the Credit Union will disqualify.
To obtain a copy of the Recruitment Privacy Notice, please email recruitment@odaconsulting.ie
 
Closing Date for Applications:  Thursday, 31 July 2025.

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Careers - Lending Manager

Ballyshannon & Killybegs Credit Union

Killybegs Office

Address:
Elmwood Terrace, Killybegs, Co Donegal, Ireland, F94 K22W
Tel:
074 955 4455
Email:
info@bkcreditunion.ie
Web:
https://www.bkcreditunion.ie
Latitude:
54.63680243688297
Longitude:
-8.442961726147471
We're Open:
Monday 10:00 - 17:00 */**
Tuesday 10:00 - 17:00 *
Wednesday 10:00 - 13:00
Thursday 10:00 - 17:00 *
Friday 10:00 - 17:30 *
Saturday 10:00 - 13:00

*Closed for lunch 13:00 - 14:00
**Closed bank holiday Monday

Ballyshannon Office

Address:
Bridge End, Townparks, Ballyshannon, Co Donegal, F94 A266
Tel:
074 955 4455
Email:
info@bkcreditunion.ie
Web:
https://www.bkcreditunion.ie
Latitude:
54.5001373554691
Longitude:
-8.18967687116481
We're Open:
Monday 10:00 - 17:00 */**
Tuesday 10:00 - 17:00 *
Wednesday 10:00 - 13:00
Thursday 10:00 - 17:00 *
Friday 10:00 - 17:30 *
Saturday 10:00 - 13:00

*Closed for lunch 13:00 - 14:00
**Closed bank holiday Monday

Ardara Office

Address:
Main St, Drumbaran, Ardara, Co Donegal, F94 D280
Tel:
074 955 4455
Email:
info@bkcreditunion.ie
Web:
https://www.bkcreditunion.ie
Latitude:
54.7617930590258
Longitude:
-8.413490902061744
We're Open:
Monday 10:00 - 17:00 */**
Tuesday 10:00 - 17:00 *
Thursday 10:00 - 17:00 *

*Closed for lunch 13:00 - 14:00
**Closed bank holiday Monday

Pettigo Office

Address:
Main Street, Pettigo, Co Donegal,
Tel:
074 955 4455
Email:
info@bkcreditunion.ie
Web:
https://www.bkcreditunion.ie
Latitude:
54.548844094506364
Longitude:
-7.834361732264887
We're Open:
Thursday 10:00 - 12:30
Friday 10:00 - 13:00
Saturday 10:00 - 13:00

*Closed bank holidays

Glenties Office

Address:
Main St., Glenties, Co Donegal, F94 H58N
Tel:
074 955 4455
Email:
info@bkcreditunion.ie
Web:
https://www.bkcreditunion.ie
Latitude:
54.79725050877066
Longitude:
-8.282831608735684
We're Open:
Friday 10:00 - 17:30 *

*Closed for lunch 13:00 - 14:00
**Closed Good Friday

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Ballyshannon & Killybegs Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 160CU

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